Insurance Company Hungry for money

[tazza255]

Alright the story goes like this i was driving in December 08 in a 70kph zone leaving what i thought was to be an appropriate gap, now the lady in front slams on her brakes, and i jump on my brakes i was driving an old nissan now my car impacted hers leaving glass from my headlights in her rear bumper but apart from that there was no real damage.
she got out of the car and started blaming the whole accident on me and apparently i pushed her into the car infront which she has no witness for,
and i also heard a bang before i hit her,
i went to inspect the front damage on her car and there was a very minor ding in the front plastic bumper which could have been pushed back out by hand,
we exchanged details and her and myself made a personal agreement that i would pay half her premium even though i felt the accident was caused by her not slowing sooner and indicating around the stopped car (in a clearway)

now the insurance company calls me demading $2000 when myself and her had a personal agreement i would pay half her premium ($300) now at that point in time i have no job or no centrelink i explain this too them and they still demand $2000 and now the story has all of a sudden got a dog running across the road wich no one mentioned at th accident also no police report was filed,

any ideas on what i can do to prove the accident was not my fault or even just pay the money we agreed upon (half her insurance)
as i dont just have $2000 laying around. :togo: