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| The Pub For General Automotive Related Talk |
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26-01-2008, 08:56 PM
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#1 | ||
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Regular Member
Join Date: Dec 2005
Location: Victoria
Posts: 384
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Hi all,
I have bought my uncle's car and I will be driving it while the rego is under his name. He has 3rd Party Fire and Theft insurance on it with the RACV. Since I'll be driving it, am I covered on this policy? Thanks in advance. |
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26-01-2008, 09:09 PM
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#2 | ||
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Focus on my Focus
Join Date: Dec 2005
Location: Canberra
Posts: 820
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I believe you should be. Best to just call them up and ask.
__________________
Now: 2006 Ford Focus LX Manual in Satin White Wife: 2013 Kuga Titanium in Frozen White Then: 1990 Ford Laser - Assasinated by a 76 year old man who failed to give way. Now normally when we have these races, Jeremy goes in the car and says "Powerrr" alot.... - James speaking about Jeremy (Top Gear S7 E05) American parts... Russian parts... ALL MADE IN TAIWAN! - Russian guy in Armegeddon |
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26-01-2008, 09:36 PM
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#3 | ||
Join Date: Dec 2004
Posts: 9,292
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yes, the car is insured, not your uncle.
unless you are under 25 and the policy states that there will be no under 25 drivers, you will be covered. |
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26-01-2008, 10:25 PM
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#4 | |||
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Regular Member
Join Date: Dec 2005
Location: Victoria
Posts: 384
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Quote:
I am under 25. |
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26-01-2008, 10:38 PM
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#5 | |||
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let it burn
Join Date: Feb 2006
Location: QUEENSLANDER!!!!!
Posts: 2,866
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Quote:
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26-01-2008, 10:38 PM
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#6 | |||
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FF.Com.Au Hardcore
Join Date: Dec 2005
Location: QLD - Townsville
Posts: 1,772
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Quote:
so the car is covered if your under 25 id give them a call just to make sure, worst thing would be to have an accident thats your fault and have your insurance void.... call them itll take 10mins and prob save alot of money
__________________
My Cars: 2002 Ford Falcon AU S3 SR 2006 BF MKI Falcon XR6 2008 Mazda BT50 SDX 2004 BA XR8 ute 2006 AUDI A4 B7 2013 FG II XR6 Ute 2006 Ford Territory TX 2003 Ford Falcon XR8 2009 Territory Turbo Ghia Current: 2012 Audi A4 B8 2.0T Quattro |
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26-01-2008, 10:40 PM
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#7 | ||
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www.TUFFCARPARTS.com
Join Date: Feb 2006
Posts: 5,221
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IIRC, when my brother in law had a stack in my old car, RACV had said he would not be covered as he was under 25 - luckily he was found to be not at fault and the claim went ahead.
__________________
http://i1233.photobucket.com/albums/...psc203b7b1.jpg |
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26-01-2008, 10:42 PM
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#8 | ||
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Regular Member
Join Date: Dec 2005
Location: Victoria
Posts: 384
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What I'll do is get my uncle to put my name on his policy as a driver.
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27-01-2008, 10:59 AM
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#9 | ||
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FF.Com.Au Hardcore
Join Date: Mar 2005
Location: The Alice, NT
Posts: 568
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until you change the rego into your name, your uncles policy will cover you as a driver. however the excesses may be higher for an undeclared driver.
however once the rego is in your name, then you will need to insure it yourself |
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Car Insurance Query - RACV
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