NSW Rego sucks.

TheAussieStig30 · 12-12-2013, 07:39 AM

Ok, I'm having a whinge.

Presently, I own 4 cars. I'm in a car club and still serving my initial 12 month period.

My wife has a territory that does all the running around for our kids,
I own a EL wagon that wouldn't do 100 k's a week.
I own a XE sedan that wouldn't do 100 k's a month.
I own a XB sedan which so far this rego, has done 0km.

Ok, the Tezza needs a full registration and insurance. It probably does 200ish km a week.

But why am I (and a lot of you) paying full rego on cars that we drive on the odd weekend and on a nice day? And why should people compromise and buy a small sedan because they only travel to and from the train station and to the shops on one day, so instead of buying a BMW 5 series to park on the driveway, they buy a Yaris, but still pay full registration price. Or what about the people who buy hybrids or very Eco friendly cars, such as smarts or whatever, and still pay the same registration prices as everyone else.

And why is there so much difference between greenslips? I got a renewal from NRMA. $860. Ring them up, the car is insured with them, $405. That's bullshit.
I rang GIO for a quote first on my other car, $900 odd. Bugger off, again NRMA is $405.

So, why isn't there the following:

A full registration for cars which are driven low Km's? I'd like to be able to drive my XE whenever I like, not so much the restrictions of a club plate. But I'm paying $1000 a year to sit it in the back yard.

What about special registration prices for Eco cars. I'm sure some people would own a V8 and buy a smaller car if it was beneficial for them.

Next off, greenslips. Why can't the rms or whoever do a set of year brackets. 16-19, 20-39, 40-65 and above, and each company should send their price for that bracket to the rms, and the cheapest company gets the contract for a year. That way you know that if you're 35 and you need to renew your registration, you are buying the lowest price you can. You can also choose to get your own greenslip if you like, but it's not going to be cheaper than the quoted price, also, insurance companies shouldn't be able to punish you for not getting a greenslip from them.

I have a lot more ideas, but that was a start.

cobramania · 12-12-2013, 08:20 AM

I feel your pain & know what you're getting at, but a couple of things.

General registration costs, go on the vehicle weight & to a point engine capacity, not how far you drive it, smaller cars & eco cars will be cheaper anyway over a large sedan or 4WD. Business registrations are more expensive again, because they know the vehicle will be used more & ware out the roads more than a private general use vehicle.

If you look, you'll find the registration cost is very little, most of the RMS price is made up by Motor Vehicle Tax, & I think a fair proportion of that is Federal Tax?

As for Green Slips, that's the way it used to be, only a couple of providers & the DMT (as it was) would choose which company was going to insure you, (you'd get this one, another company would get the next rego,etc). It changed due to one word "competition", there was no market competition, so the few providers would charge the DMT more or less what they wanted.

The Motor Accidents Authority knows exactly how much every Green Slip provider charges for each circumstance & provide a comparison on their web site (you usually get a pamphlet for it along with your rego papers). Goto it, put in your details & get a side by side price from every Green Slip Provider, if you don't compare, & get the best deal, it's not the RMS's fault. Green slip costings are regulated, if a company gives you a price & then reduces it when you contact them, it's usually due to you giving them more/different info to what they had, or they're breaking the rules, Green Slips are different to the general insurance, where they can "make it up as they go" to suit themselves.

Green Slip costs are heavily weighted to the age of the car & it's safety features. Green slips are cheaper for a newer identical car owned by the same person & garaged at the same place. Newer, safer car, less likely hood/severity of injury & less payout for compensation should the worst occur.

martyal44 · 12-12-2013, 08:56 AM

Ms Keneally-last Labor Premier of NSW put up the rego based on weight of vehicle - so even though my Falcon can get on the F3 and safely and enjoyably get 7.5L\100km, very much like my daughter's Subaru, I pay more thanks very much...

Yellow_Festiva · 12-12-2013, 09:53 AM

Quote:

Originally Posted by cobramania

As for Green Slips, that's the way it used to be, only a couple of providers & the DMT (as it was) would choose which company was going to insure you, (you'd get this one, another company would get the next rego,etc). It changed due to one word "competition", there was no market competition, so the few providers would charge the DMT more or less what they wanted.

The Motor Accidents Authority knows exactly how much every Green Slip provider charges for each circumstance & provide a comparison on their web site (you usually get a pamphlet for it along with your rego papers). Goto it, put in your details & get a side by side price from every Green Slip Provider, if you don't compare, & get the best deal, it's not the RMS's fault. Green slip costings are regulated, if a company gives you a price & then reduces it when you contact them, it's usually due to you giving them more/different info to what they had, or they're breaking the rules, Green Slips are different to the general insurance, where they can "make it up as they go" to suit themselves.

Green Slip costs are heavily weighted to the age of the car & it's safety features. Green slips are cheaper for a newer identical car owned by the same person & garaged at the same place. Newer, safer car, less likely hood/severity of injury & less payout for compensation should the worst occur.

A funny thing happend a few weeks ago... I got the renewal for the old Mirage we have that is our run about bucket of crap that we leave out side and lend to out friends when needed.

NRMA renewal I think it was?? $760 ish. I almost fell off the chair... Umm ok, WTF?? I'm sure I paid $5XXish last year? As I did a few months prior for my other car, actually that was high $400.

So I got on the web site to compare prices. (http://www.greenslips.com.au/) There are a few now, but they all used the same search engine so they yeilded the same results. I got this response: Now, for reference this was generated today, but the results were identical 2 weeks ago.

Can you see what I'm getting at??

Many Greenslip insurers are now using customer LOYALTY as a major factor of their pricing.

If I went to the AAMI site, did a quote on their own system and said I was insured with NRMA last year the price is the same as above. If I said that I was with AAMI for the past 4 years the price drops slightly under QBE.

When you go to the QBE site and do your own quote, I think they don't ask the question of past loyalty, and therefore don't use that as a factor in their quote.

You can see that it is a bloody big price difference.

Look it ip yourself. Quote your own car with NRMA or AAMI, I think the magic number is 4 years, once your loyality goes above that, you get a very sizable discount.

Have 3 cars at the moment and wouldn't mind a few old Fords on the garage once we move. Shame we don't have a system where we can specify a car that hardly get used for a discount provided you own another car. Not based on age or club membership either!

Actully, would love to see a system where the driver is insured, and all cars are factored in then a discount applied based on the percentage you drive each car. After all, you can only ever drive 1 car at a time. But that will never work as it makes the system 'fairer' and means it makes less money for the powers that be.

The Yeti · 12-12-2013, 01:38 PM

Mate I'm hearing you,

I'm presently in the prosess of talking my wife into putting her 38 on club rego, full rego is stupid money for around 2000km per year, some ones told her its shonky so I'm having a tuff time convincing her otherwise

**redxm** · 12-12-2013, 09:52 PM

'Tis rude.
60 bills for a poxy box trailer.
The money saved from not printing rego labels. Wheres that.

TheAussieStig30 · 14-12-2013, 07:03 AM

If we drove on beautiful roads I'd be less likely to complain.

We pay road tolls to get in, around and out of Sydney. Where's that money go?

You can also do a large amount of your RTA transactions online, which would have had to have lead to job losses, but still no decreases anywhere.

I've compared greenslips etc, I'm just outraged how a company your car is insured with can send a greenslip for X, then offer a discount if you ring and ask them. That's more labor. It should be dearer. I rang NRMA after I got a quote of $900 odd for the Territory, came down to $600 odd. I said GIO was $540 and they matched it. Come on. Thats just taking the ****.

ltd · 14-12-2013, 12:27 PM

I recently did three regos (last three months) and I couldn't believe the cost of Greenslips.
Since the MCIS levy has come in, we're being royally screwed.
Barry O'FAIL said he was going to do something and he did, he paid lip service to the problem two years ago and nothing has happened since.

A lot of this is due to the Green Eco Cars nonsense where anything that burns petrol is seen as the devil and ergo pays more, and the hybrids and other low CO2 emission cars get lower rates. What it is, is communism disguised as environmentalism - they rob us and say; "If you want to save money, buy an eco-car".

What we should do is have a person registered and insured for green-slip purposes, not the vehicle itself. So that means you can drive any certified car (inspection needed annually for mechanical condition - issue it where pink slips are done for say $50.00)
The advantage is that the owner is registered and insured, and can drive any certified vehicle he wants. If he has three cars he only ever pays one rego to use all three. This to my mind would be fair, and equitable so that we're not being as screwed but no, instead we have free rego for dole bludgers and we the working people have to subsidise them the career lazy-*** bludgers.

geehaa · 14-12-2013, 12:54 PM

These are private insurers rating risk and they are there to make money. Age is a risk, driving record is a risk, car type is a risk, counter that with them making money on other policies and you can understand the discounting factor. They collect money plus other statutory amounts but it's claims management and systems that can make a big difference. You can't have that expertise just sitting around waiting (hoping) for a contract from gov to underwrite ctp. Insurers would tell gov to get stuffed and gov can't do it themselves. Most things they manage are **** or a rort. I'm sure you appreciate the mcis a little more if you're the one at fault and seriously injured.

Distance billing could work with an estimation (of kms travelled) at the start of the year and then an actual declaration at the end of the year with a dollar adjustment if required. It would seem to be a little fairer as a user pays system but with more red tape.

Davehoos · 14-12-2013, 02:50 PM

my AU due 3/jan 2014. $482 rego. $579 green slip. pick slip-cost. insurance is due in a few months,I had to organise it so all the big bills don't come at the same time. I have 2 cars and need 3. wifes car does up to 40K a year on disgracfull buckets way.I do 12K and hopefull work will supply a car soon. I have had to rent a car for the odd week when im desperate and need it and had to scap perfectly good discovery just due to the rego.I currently don't have a car that can legally tow my trailer. bring on

**redxm** · 14-12-2013, 08:37 PM

Went for a spin on the pacific north of port mac to coffs.
The obviously new sections are pretty ordinary if you ask me. Every pour of concrete is a different height to the last.
Reminds me of a slab I poured for the brides birdcage.

Paid rego on the AU back in August. Now its 11 years old NRMA decided I need to handover more cash for a greenslip. Its got 170k on it, so they have more than their share of insurance premiums.

I agree, a kilometer based charge should at least be investigated, now that its harder to wind back speedos.

When I had my bike, and Im sure everyone will agree, It would make perfect sense to register it for the part of the year its too flippin' cold to ride. You can of course do this, you just need a blueslip every year :(

TheAussieStig30 · 15-12-2013, 08:29 AM

My EL is a 1998 model and does bugger all. It would be lucky if it did 100km a week, and that's being really generous. It's got 180k's on it, is really straight, tidy, manual, has lots of shinies in it, safe, reliable. And let's not forget, it's only 15 years old.

The GIO would insure it for $1700 for $2200p/a. Am I stupid?

Now, it's not a GT or a XR but it's still a (IMO) desirable car. It's a late model wagon, but because it's a disposable society and anything out of current model is worthless, it's a $500 car. But try replacing it for that. I've seen $5000 EL wagons in the car lots.

I'm 35. When I first started driving 20ish years ago, there was basically NO new cars on the road. I remember it being a big deal when we hired a car because it was brand new and had air con and power steer. It would have been nothing to have walked down our Main Street and seen cars from the 60's, 70's and 80's used as dailys. Even some 50's models, very few, though. Now, I could guarantee the oldest car would be from the early 90's and would be ******.

I was just saying the other day, all the tidy Lasers, TX5 Telstars, Dattos, Sigmas, Colts, all that sort of small, fwd sports or turbod 90's type stuff will become collectors soon.

Wait, off topic. My car is worth more to me than they offered and will cost more to replace, and who pays more than the insured value for a policy?

Dodge · 15-12-2013, 09:59 AM

my parents just told me they paid 200 dollars for rego , where do u ask frikn NZ only australia with its 400k a year public servants can rape us any way they want, its time for a COO Australia lets take back our country from these gready money grabbing priks, everything they do cost us money, NBN blown out to billions , Boat people Billions pollos pay rises 47% , when will us aussies crack, maybe when ford n holden shut down and 1/3 of the country has lost there income

The FOMOCO · 15-12-2013, 01:44 PM

Quote:

Originally Posted by Dodge

my parents just told me they paid 200 dollars for rego , where do u ask frikn NZ only australia with its 400k a year public servants can rape us any way they want, its time for a COO Australia lets take back our country from these gready money grabbing priks, everything they do cost us money, NBN blown out to billions , Boat people Billions pollos pay rises 47% , when will us aussies crack, maybe when ford n holden shut down and 1/3 of the country has lost there income

I couldn't agree more Dodge But we Aussies are to laid back" someone else will fix it "She'll be right mate, Thats why we are contsantly reamed hard by the Feds and the states. Back our country sounds good to me but where do we start taking back our countryfrom the greedy....."astards

Franco Cozzo · 15-12-2013, 02:44 PM

Vic Rego isn't as bad as the other states, but I'm paying 4 x $600 for rego as I've got 4 cars, obviously I can't drive all 4 at once.

One I can't legally drive yet as I'm a P plater, its a diesel V8 because its a V8 automatic ban for P platers, applied for exemption but it only applies to 6 cylinder petrol turbo vehicles, V8 is banned outright, regardless that its in a 4000kg+ vehicle, the engine only made 190HP when new and it does 0-100 in about 25 seconds.

One is only a weekender/long trip car.

One is a daily

One is being used by my Mum ocasionally and me every now and again.

It would be nice if I could knock down the 4x full rego to 1x full rego and 3x limited use or something similar.

FPVF6X201 · 15-12-2013, 10:30 PM

I'll add my 2bobs worth.

Recently got a new car, all good. Want to transfer my personal plates from old car to the new one. How much do ya reckon to swap plates between two cars that I own??????

$112.00 thanks for bending over!

BIONIC MAN · 15-12-2013, 10:40 PM

LTD SAID.. "What we should do is have a person registered and insured for green-slip purposes, not the vehicle itself"

well said mate!, I have been saying the same thing for years, the green slip should be linked to the person, via their licence or something. I have ten rego's, between bikes and cars, with me the only driver of 9 of them!? I cant drive them all at once, a greenslip linked to my licence would save me HEAPS!
and would not expose the insurance company to anymore risk or liability, as I can only drive one at a time..

snowcone · 16-12-2013, 05:23 PM

It's not just rego that we get screwed on, it's also the bullshit "stamp duty".
The State government makes a fortune everytime a vehicle changes hands.
The same car could be sold 3 times in 1 year and they pick up thousands of dollars just for making a couple of changes to a name on a computer screen.
My father always said that there shouldn't be a rego charge at all and that the fairest way of charging a user pays fee was to have the rego as part of the fuel cost, basically working on the theory that if you are using a lot of fuel then you must be driving a lot.
I know this can vary a fair bit if you have fuel hungry V8 but it also means you could have 3 or 4 vehicles and only be paying when you are only using one.
Won't happen though because the government is making millions out of how it is so why would they change it to a more fairer and sensible method if it would cost them money.

**redxm** · 16-12-2013, 08:44 PM

tax on a tax. hows that work???????????

(stamp duty on the GST inclusive cost of a new car)

last fairlane · 17-12-2013, 12:01 AM

Hi Im in QLD so no pink/blue or any other coloured slips
I read about 60 bills for a box trailer rego try mine $90 for 12 months for a 7X4
now for Snowcones father he might remember back in 1974 the Prime Minister
at the time Gough Whitlam tried to introduce a system of adding two cents a gallon to petrol (thats about one half of one cent per litre) and you wouldnt have to pay rego well he got shot down by the big trucking companies
(Ansett freight express and TNT) so it never happened
I pay $850 for my 4.0 litre Fairmont Ghia for 12 months rego