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The Pub For General Automotive Related Talk |
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#31 | ||
FF.Com.Au Hardcore
Join Date: Aug 2013
Location: ACT
Posts: 968
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Cheap insurance is cheap for a reason. Stick with the majors always
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#32 | ||
FF.Com.Au Hardcore
Join Date: Feb 2006
Location: The Nanny State
Posts: 772
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That hasn't been my experience.I have requested quotes from them on a few occasions and you go through half an hour of bullsht,including them ringing you,and then at the end of it all they are hundreds of dollars dearer.
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He who dies with the most toys is still dead |
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#33 | ||
FF.Com.Au Hardcore
Join Date: Sep 2012
Location: Perth WA
Posts: 845
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Yep, watched the adds on TV got a quote and it was over $200 dearer then my current insurer HBF.
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#34 | ||||
XR & FPV Owner
Join Date: Apr 2005
Location: On the Dark Side of The Moon
Posts: 2,355
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Thought he be doing some ********** but finds himself on the receiving end.....
![]() His reasoning is gold worthy!
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2005 BF GT (6sp manual - Build #183) 2015 SZ MkII Territory Titanium 2016.75 LZ Focus Sport Quote:
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#35 | ||
FF.Com.Au Hardcore
Join Date: Feb 2009
Posts: 1,460
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Yeh Youi isn't cheap
One of the most expensive actually Sent via HTC Velocity + [HolicsROM v1.3] [SWEEP2WAKE]
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Before - ED Falcon Futura (sold) EL XR6 (R.I.P.) VX SS (R.I.P) VE Berlina |
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#36 | ||
Big Member
![]() Join Date: Dec 2009
Location: SE Qld
Posts: 5,873
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My.... Ribs.... Hurt.
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The Scarlet Fairlane: 94 5.Slow Litre NC II Fairlane 488800kms & Climbing Rollin' on genuine ELGT wheels. K&N Filter /////Alpine Sound. EBGT Momo Woodgrain Steering Wheel The Scarlet Fairlane Build Thread Project "White Knight" 93 ED XR6 ROH Alloys Momo wheel Cruise Sunroof Premo Sound Manual HO Goodies PWK Build Thread 1990 Yamaha FZR 250: 59000ks & climbing. New fairing, old tank, my angry mosquito in a coffee tin! 14.977 1/4mile. ![]() |
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#37 | ||
Big Member
![]() Join Date: Dec 2009
Location: SE Qld
Posts: 5,873
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That was at the 3rd page, I just finished. I had to stop after awhile.
He was going to stick his chicken in her deep fryer, but now he's crying fowl because he got burnt. I mean if you can't trust a lady of the night, who can you trust? ![]() "I trust people easily" not the insurers problem. And it's obvious he doesn't cause he "checked her ID to see if she was a professional" I didn't know they had an official "Prostitute ID card" Not one person sided with him in that. And still didn't get the point. Or it was the most gold worthy troll ever. If it's all true I'm suprised that he's survived this long. Or maybe he has just on luck. You know like that bloke who gets shot in the helmet in Saving Private Ryan, takes his helmet off to look at it, then gets shot in the head.... And eveyone wonders why insurance premiums go up. It's Beacause of idiots like this....
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The Scarlet Fairlane: 94 5.Slow Litre NC II Fairlane 488800kms & Climbing Rollin' on genuine ELGT wheels. K&N Filter /////Alpine Sound. EBGT Momo Woodgrain Steering Wheel The Scarlet Fairlane Build Thread Project "White Knight" 93 ED XR6 ROH Alloys Momo wheel Cruise Sunroof Premo Sound Manual HO Goodies PWK Build Thread 1990 Yamaha FZR 250: 59000ks & climbing. New fairing, old tank, my angry mosquito in a coffee tin! 14.977 1/4mile. ![]() |
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#38 | ||
FF.Com.Au Hardcore
Join Date: May 2006
Location: In my happy place
Posts: 5,432
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And after you get a quote and say woooo that's 25% more than NRMA (or who ever) they will keep,raining you to badger you into their policy by "tailoring" it better eg lowering values or going "market value" I place of agreed value, or taking away hire car cover or glass cover all things you have with your current insurer because they are things you want in a policy and asked for when you set it up.
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Pariahs C.C. What could possibly go wrong I post images with postimg.cc (so I don’t forget) |
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#39 | |||
turbo pilot
Join Date: Feb 2013
Location: brisbane
Posts: 338
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Quote:
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" im out of my mind at the moment,please leave a message" |
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#40 | ||
FF.Com.Au Hardcore
Join Date: Feb 2011
Location: On The Footplate.
Posts: 5,086
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Back after the big floods a few years back in Bundaberg, there was a stink about Youi in the local media and word around town.
A guy down the road from my daughters house had his claim refused, even though he was under the impression he was fully covered...clever wording of the policy that not everyone catches. Youi apologised profusely. And sent him a small gift as a way of saying sorry. For not covering him for flood damage. An umbrella. Really. ![]() |
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#41 | |||
FF.Com.Au Hardcore
Join Date: Mar 2005
Posts: 1,216
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Echoing earlier sentiments about cheap insurance, no thanks you get what you pay for.
Youi we'll get you Quote:
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AUII XR6 VCT ute 20 years and still going strong! |
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#42 | ||
Regular Member
Join Date: Apr 2014
Posts: 137
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I would like to meet this girl while I'm out in my Holden.
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#43 | ||
FF.Com.Au Hardcore
Join Date: Aug 2013
Location: ACT
Posts: 968
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Read the lead news item on Youi today and ACCC investigation etc. stay well away from these crooks!
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#44 | |||
FF.Com.Au Hardcore
Join Date: Dec 2004
Location: Central Q..10kms west of Rocky...
Posts: 8,307
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Quote:
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CSGhia |
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#45 | ||
FF.Com.Au Hardcore
Join Date: Jun 2005
Posts: 5,193
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This thread sucks without torquey
Maybe PM him to join this forum, so we can listen to his plight.. Funniest thread I've read in a long time. "I did not leave the key in the car, unattended" "I left then on the seat of the car with a hooker I just met in a car park watching my car, while I got cash from an ATM " ROFL |
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#46 | |||
Experienced Member
Join Date: Sep 2006
Location: Australasia
Posts: 7,564
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Quote:
![]() Notice how they keep feeding the bottom feeders. |
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#47 | ||
FF.Com.Au Hardcore
Join Date: Jan 2006
Posts: 1,119
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#48 | ||
FF.Com.Au Hardcore
Join Date: Aug 2013
Location: ACT
Posts: 968
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#49 | |||
Where to next??
Join Date: Oct 2006
Location: Sydney
Posts: 8,893
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Quote:
He was paid out for that. I wonder if the fact the car was parked on his land made the difference?
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___________________________ I've been around the world a couple of times or maybe more....... |
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#50 | ||
Experienced Member
Join Date: Sep 2006
Location: Australasia
Posts: 7,564
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I think he was lucky to be paid out, a work mate had his ute stolen from behind his house gates, keys left in ignition, his insurance scrubbed him on claim.
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#51 | ||
FF.Com.Au Hardcore
Join Date: Jan 2006
Posts: 1,119
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#52 | ||
FF.Com.Au Hardcore
Join Date: Aug 2013
Location: ACT
Posts: 968
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Staff changing vehicle details eg colour so they don't have to pay. Everybody should read the expose, it beggars belief
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#53 | ||
FF.Com.Au Hardcore
Join Date: Jul 2011
Posts: 1,011
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I'm with Youi at the moment who were competitive with pricing after a little haggling. As far as I know all the details for the car are correct, but there will be a change in a couple of months so long as another company is competitive too. However, owning a "high powered" car at 22-23 makes this a little difficult.
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BF MKII XR6 CONQUER (SOLD) FG XR6T SILHOUETTE - 380rwkw |
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#54 | |||
FF.Com.Au Hardcore
Join Date: Aug 2013
Location: ACT
Posts: 968
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Quote:
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#55 | |||
Moderator
![]() ![]() Join Date: Feb 2005
Location: Kenthurst
Posts: 40,394
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Quote:
But behind your back without you knowing ... they like to change things. And then ... when you claim ... it's your word against theirs ... you provided them with the information. I see you have a black FG XR6T ... they would have at least changed the vehicle colour to white to make the policy cheaper .... after they got off the phone with you .... it's one of their tricks.
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The Current Stable 2016 SZII TS Territory RWD Petrol The Evolution of the EGA54D utes AU Workshop Build thread of EGA54D B-Series Workshop Build thread of EGA54D 2004 SX TX Territory AWD - Gone but not forgotten 2010 FG XT "The ex-rental" - Moved onto a new home Mechan1k's Flickr Page |
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#56 | ||
FF.Com.Au Hardcore
Join Date: Jul 2011
Posts: 1,011
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Yes after reading the article it's quite concerning. If they were to deny a claim through no fault of my own, I wouldn't be a happy camper that's for sure. I've just checked my policy and the vehicle details are all correct, however, there is no mention of the colour of the vehicle on there. I'll be looking into this asap.
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BF MKII XR6 CONQUER (SOLD) FG XR6T SILHOUETTE - 380rwkw |
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#57 | ||
Sick Puppy
Join Date: Jul 2006
Posts: 1,963
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Just car was doing similar scam in NSW.
Insuring P platers in SS's , XR8's ect when no other company would touch them since it was illegal for a P plater to drive any V8 or turbo at that time. When it come time to pay out , claim denied. Reason was it was legal for you be driving the car , same as its not legal to drive drunk. Wasn't against the rules to insure the car but , providing they didn't drive it......... |
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#58 | ||
FF.Com.Au Hardcore
Join Date: Jul 2010
Location: NSW
Posts: 4,325
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Youi is cheaper if you work at home or drive 1km to work and parked behind a gate monitored by armed security.
For people who use their cars for what they are made for and park them in less than desirable places occasionally, Youi doesn't seam to be any cheaper. |
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#59 | |||
FF.Com.Au Hardcore
Join Date: Jul 2005
Posts: 1,198
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Quote:
Wow i better check my policy out, they were the cheapest by far for my black turbo falcon but who knows they probably put it down as a white camry parked inside a police station 24hrs a day haha
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Had EB XR8 AU XR8 220 (awsome car ) AU Fairmont BA MK2 XR6 Turbo Now XDUB |
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#60 | ||
FF.Com.Au Hardcore
Join Date: Jan 2006
Posts: 1,119
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Actually NO. I drive 7k's to work and is locked behind high security gates and an online quote was still around $300 more than RACV.
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