insurance jokes

[pauljh74]

Just been checking some online quotes as it is renewal time.
My EL XR6 has a Redback cat-back exhaust, so therefore it has been modified by their definition. To widen my options I said no to it being modified as I might go back to a standard exhaust at a later date to get access to cheaper insurance (to the tune of almost $300 a year less). I'm 33 and Rating 1, living in Dandenong South, Melbourne

Allianz ~$800 (for stock)
Shannons $1066 (for modified - I have continued insurance with them)
AAMI - $1366 - it was $1020 last renewal (Oct 2006), but then I switched to Shannons for $990 1 year ago. I got cheesed off with AAMI that my premium rose, but the value insured dropped, I made no claims and got another year older. Shannons bumped my premium up by about $70 on renewal. I wasn't too happy about it, but it's hard to find better with similar terms.
RACV - $1375 - So much for their ads about how much you save with them
Australian Unity - $900

For the other insurers, I went for stock spec, so at least I know what I could get it insured for if it was stock.

My co-worker drives a 2005 Kia Rio, is 46 and lives in Endeavour Hills and pays $700 a year - the premiums are crap.

[Interceptor]

Originally Posted by Polyal

Not to be rude guys, but you brought your cars knowing that they are "hi-po" and regularly involved in accidents/thefts. We are all in the most expensive age bracket, what did you expect?

If you can afford it then by all means pay it and have fun, but even if I had the cash I would find it very difficult to justify spending anything near $2000pa for just insurance.

i know i have a "high performance" car...... the fact that a NA BA XT would probably give it a run for its money is beside the point

the bits that have me stuffed are:

1: V8=high performance excess cos V8's are harder to get bits for?????? WTF?
2: wtf is with suncorp being more than twice the price of shannons? id've expected a boutique insurer such as shannons to be the expensive one.....

however, i think i have every right to object to being quoted $1300 for full comp on an 1987 XF Fairmont Ghia.......

[TadKa]

It shits me that my xr6 is classified as a 'performance car' by some insurers but to my knowledge it has nothing extra than a base model. and cat back exhaust and better air intake are hardly going to make it a highly modified race car.