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18-09-2019, 12:18 AM | #931 | |||
Regular Member
Join Date: Jan 2006
Location: Melbourne
Posts: 177
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With the goings on in HK, I'd say there'd be quite a few Hong Kongers & expats looking into activating 'plan B' while they can. Remember that there are around 100K Australians living in HK, with thousands more holding PR. |
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18-09-2019, 09:40 AM | #932 | ||
Where to next??
Join Date: Oct 2006
Location: Sydney
Posts: 8,893
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Read last night about a house in Strathfield selling $900k above reserve....
$900k!! There is still people with money out there willing to spend it seems. Sent from my LG-M700 using Tapatalk
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___________________________ I've been around the world a couple of times or maybe more....... |
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18-09-2019, 12:57 PM | #933 | ||
Thailand Specials
Join Date: Aug 2009
Location: Centrefold Lounge
Posts: 49,547
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Where I work, the property just sold for $17M and 120 apartments are going on the property soon.
If it was me I'd be pushing for 1200 apartments |
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20-09-2019, 08:35 PM | #934 | |||
FF.Com.Au Hardcore
Join Date: Apr 2005
Location: Canberra
Posts: 13,443
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My spending has leveled out now so finally save more than I spend. Never knew how much money I ****ed down the drain until I had a house |
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21-09-2019, 06:46 PM | #935 | |||
Where to next??
Join Date: Oct 2006
Location: Sydney
Posts: 8,893
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Quote:
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___________________________ I've been around the world a couple of times or maybe more....... |
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23-09-2019, 02:10 PM | #936 | ||
The 'Stihl' Man
Join Date: Jan 2005
Location: TAS
Posts: 27,586
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hmm..whats the talk of tax return bonus? I did my online (not submitted) and I owe the bastards money somehow. Do you get the return bonus after lodging?
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23-09-2019, 05:44 PM | #937 | ||
IWCMOGTVM Club Supporter
Join Date: Sep 2005
Location: Northern Suburbs Melbourne
Posts: 17,799
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Gets added when it calculates your return.
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Daniel |
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24-09-2019, 05:52 AM | #938 | ||
The 'Stihl' Man
Join Date: Jan 2005
Location: TAS
Posts: 27,586
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And Im still negative! Might be time to see the accountant. Cheers
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24-09-2019, 07:08 PM | #939 | ||
FF.Com.Au Hardcore
Join Date: Oct 2014
Location: Newcastle
Posts: 1,791
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Mate
I have no need to see the accountant to tell me I am negative. Just go home and am told by my wife and oldest negative daughter all the time. 😨
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Ford Rides: Ford Fiesta ST Mk 8 -daily- closest thing to a go kart on road for under 50K FG X XR8 smoke manual - Miami hand built masterpiece by David Winter, BMC Filter, JLT Oil separators, Street Fighter Intercooler Stage 2, crushed ball, running 15% E85 and 85% 98- weekender |
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26-09-2019, 07:34 AM | #940 | ||
If it ain't broke........
Join Date: Dec 2007
Location: Sunshine Coast Qld
Posts: 18,768
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Visitors welcome Relatives by appointment only |
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26-09-2019, 07:51 AM | #941 | ||
DIY Tragic
Join Date: Apr 2018
Location: Sydney, more than not. I hate it.
Posts: 22,512
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Unsurprising, really.
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28-09-2019, 01:44 PM | #942 | ||
If it ain't broke........
Join Date: Dec 2007
Location: Sunshine Coast Qld
Posts: 18,768
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Visitors welcome Relatives by appointment only |
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28-09-2019, 01:57 PM | #943 | |||
Thailand Specials
Join Date: Aug 2009
Location: Centrefold Lounge
Posts: 49,547
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Quote:
The weekly repayments were going to be over 60% of my weekly wage - assuming interest rates didn't go up again and a 240km daily commute to work and back. Realistically I don't think I could live that far out because I'd be spending 2 hours+ commuting to work assuming it was smooth on the freeway out of Melbourne, and how much fuel would cost me, that same coin buys a 1 bedroom apartment in some of the inner Melbourne suburbs. Its one of those things where I need to jump $20K+ in wages so change industries or partner up for it to be realistic. The deposit isn't a big deal, its just not really viable for the repayment side of things. Last edited by Franco Cozzo; 28-09-2019 at 02:03 PM. |
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28-09-2019, 03:06 PM | #944 | |||
Kicking back
Join Date: Dec 2013
Location: Western sydney
Posts: 8,695
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29-09-2019, 11:14 AM | #945 | ||
Cabover nut
Join Date: Aug 2015
Location: Onsite Eastcoast
Posts: 11,324
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Franco, I like your thinking, can you convince the other 5 million people in Melbourne to stay there too please. As you know there's nothing to see out here in the country.
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heritagestonemason.com/Fordlouisvillerestoration In order that the labour of centuries past may not be in vain during the centuries to come...... D. Diderot 1752
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03-10-2019, 09:46 AM | #946 | ||
WT GT
Join Date: Jan 2006
Location: The GSS
Posts: 17,773
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03-10-2019, 05:14 PM | #947 | |||
FF.Com.Au Hardcore
Join Date: Mar 2011
Location: VIC
Posts: 1,130
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03-10-2019, 06:35 PM | #948 | ||
WT GT
Join Date: Jan 2006
Location: The GSS
Posts: 17,773
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03-10-2019, 07:24 PM | #949 | |||
Where to next??
Join Date: Oct 2006
Location: Sydney
Posts: 8,893
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Quote:
You can still buy a unit in Sydney for under $300k. You can still buy a villa / townhouse with a courtyard and garage for under $400k. You can still buy a freestanding house with land for under $500k. It won't be modern, it won't be big, it won't have fancy communal facilities. Hell, it probably won't even have a lift. It won't be within cooee of the CBD. But, it's a roof over your head and it's a start. The 'great Australian dream' used to revolve around a 1/4 acre block with a hills hoist, a Holden or Ford in the driveway and lots of grass to play backyard cricket or set up your water slide. That's doable, but many people simply don't get that ownership of decent property in a decent location is a gradual process that takes time, effort, sacrifice and a little bit of luck. Most millennials would be more happy to rent a shoebox in Newtown for $600 a week then say they were living in Campbelltown / Penrith or Liverpool with repayments for less that are actually paying for eventual ownership. I'm a high school teacher. I'm amazed at the amount of Yr 11 students who have never had a job or got there L's. I feel sick watching most of Yr12 students (adults) getting dropped off by mummy or daddy like primary school children. Why don't they have a job?? So that they can concentrate on their studies, get into Uni and get their dream job straight out. Why don't they drive? So they can concentrate on their studies, not date, be constantly controlled and monitored by their parents so they can get into Uni and get that great job straight out. Oh how I fear for the future.....
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___________________________ I've been around the world a couple of times or maybe more....... |
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03-10-2019, 07:36 PM | #950 | ||
DIY Tragic
Join Date: Apr 2018
Location: Sydney, more than not. I hate it.
Posts: 22,512
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My gay nomad clients have struggled to tenant one of their Newtown shoeboxes at $400/wk and although dated, it’s not too bad. It took almost six weeks to turn around between tenancies. One of the agents reckoned that lenders were still gunshy of anything under 50sqm lot size and therefore purchases were mostly the SMSF crowd.
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03-10-2019, 07:48 PM | #951 | |||
Where to next??
Join Date: Oct 2006
Location: Sydney
Posts: 8,893
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Quote:
Was the same 20 years ago when people actually laughed and felt sorry for you for buying something so small. You would like this... I bought a 1br unit of 48sqm with a garage of 15 or 16sqm. I was much younger and I didn't have that 'full time job for the minimum 2 or 3 years' that was mandatory back then to get a loan. Lender first refused to lend because of my income (yet he jokes I was making more than him as a casual teacher + other incomes). Then they picked me up on the unit size and didn't want to get into the debate about if the garage was included to pass the 50sqm rule. To be honest, I believe the guy was jealous of my situation and was making it difficult on purpose. He proudly told me that the only way to not lose your holding deposit and buy the property was to purchase it outright. I said 'ok then'. And did just that. Mongrel called me a few weeks later seeing that the property was sold and pretending like he was following up on the loan and asked me if I needed help on another property. Said... Nah, I bought that unit after taking your advice. Was $72k if I recall... back when that was decent coin
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___________________________ I've been around the world a couple of times or maybe more....... |
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03-10-2019, 08:00 PM | #952 | |||
Rob
Join Date: Sep 2006
Location: Woodcroft S.A.
Posts: 21,696
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My daughter's uni course had an entry atar requirement of around 97. You think the students that want to get in to those sort of courses don't put in the work? I'd much rather have my daughter put in the hard work at this end of her life (which she did, 98.7 atar) and set herself up for later than be worrying about after school jobs or getting a licence as soon as able. You fear for the future but it may well be controlled by those students you detest now, who see long term, not short term.
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UA2 TREND 4WD BI TURBO |
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03-10-2019, 08:20 PM | #953 | |||
Where to next??
Join Date: Oct 2006
Location: Sydney
Posts: 8,893
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Quote:
More than half didn't. They did what they did to keep their parents happy. When they didn't get the marks they wanted there was always an excuse. Now Uni's are wanting to see other 'non academic' entry factors than marks to get in. Life experiences, membership to clubs and groups, volunteering in the community, individual initiatives and interests, learning stuff outside of school because you wanted to not had to, work experience, involvement in sports etc. These life skills were a given not that long ago before smart phones and Fortnite. Now some Uni's are interviewing applicants for courses. I know of academically brilliant students that have not got in because they bombed out in the interview.
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___________________________ I've been around the world a couple of times or maybe more....... |
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03-10-2019, 08:40 PM | #954 | |||
BLUE OVAL INC.
Join Date: Feb 2006
Posts: 8,705
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Quote:
He turned 21 in August, manages a furniture/electrical retail outlet for a company he's been with just on 12 months and is part way through his first house build. The people who said he'd fail and finished school have gone nowhere. School isn't everything its cracked up to be. |
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03-10-2019, 08:49 PM | #955 | |||
Where to next??
Join Date: Oct 2006
Location: Sydney
Posts: 8,893
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Quote:
I got a very, very low TER (shocking all my students when I tell them) and have done quite well due more to life skills and upbringing then schooling.
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___________________________ I've been around the world a couple of times or maybe more....... |
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04-10-2019, 12:37 PM | #956 | ||
Thailand Specials
Join Date: Aug 2009
Location: Centrefold Lounge
Posts: 49,547
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I got an ENTER score of 47.55 in 2009, but admittedly I didn't apply myself as I knew I was going into the automotive industry.
Now I'm a 'manager' of the customer service side of a manufacturing companies head office with a 80 year history in Melbourne. I'm the least educated and most uncouth yobbo out of the entire team but the MVP nationally in customer service and ranked by the GM as most important of the crew - go figure School looks good on paper, but you can be educated with the street smarts of a pet rock, the problem is getting past the HR team before you get the interview with the team is the big problem. I look terrible on paper (and in person, which is why I have to work harder than everyone else ) I've just got an eye for opportunities in the market and 'network' very well (fancy word for corruption), I'm not particularly intelligent. Last edited by Franco Cozzo; 04-10-2019 at 12:53 PM. |
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04-10-2019, 05:10 PM | #957 | ||
FF.Com.Au Hardcore
Join Date: Apr 2005
Location: Canberra
Posts: 13,443
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Mate I got 0 UAI or what is now called ATAR. Drinking beers in my place right now
Anyways after the rate cuts and putting that money back into the extra payments, it's knocked off $100 in interest per month. I suspect a lot of people will be doing this. I know they want to throw around cheap money but a lot of people are in debt up to their eyeballs. Thankfully it's just the mortgage for me. |
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04-10-2019, 05:11 PM | #958 | |||
BLUE OVAL INC.
Join Date: Feb 2006
Posts: 8,705
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Quote:
The bullying my eldest copped was because he drew a square when asked for a triangle of all things, his class mates hung **** on him about it every maths lesson from then on so he ditched school. I called in to his store yesterday to say g'day and watched him work over a customer, they we're looking at a fridge for $900, he casually mentions how he recently bought himself a new fridge and went for the dark steel look like the one next to it, they turned their attention to it and despite the $600 difference, pulled the trigger on it, he then said how you can furnish your whole house in that coloured appliances and then added a washer to the sale, turned a $900 sale into $2.3k in the blink of an eye. Could literally sell ice to Eskimo's the scheming bugger..lol Last edited by BENT_8; 04-10-2019 at 05:22 PM. |
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04-10-2019, 05:12 PM | #959 | ||
WT GT
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Location: The GSS
Posts: 17,773
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04-10-2019, 05:13 PM | #960 | ||
Former BTIKD
Join Date: Mar 2005
Location: Sunny Downtown Wagga Wagga. NSW.
Posts: 53,197
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Rest assured that Franco's life is anything but boring
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Dying at your job is natures way of saying that you're in the wrong line of work.
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