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| The Pub For General Automotive Related Talk |
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22-01-2008, 12:42 AM
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Regular Member
Join Date: Dec 2007
Location: Melbourne
Posts: 93
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I have scenario
There is a used car I am interested in at a car yard. I have to apply for a personal loan for it, but are yet to do it. Can I tell the car yard to hold the car while I apply for the loan and wait until it is approved? I have been told I might have to leave a deposit, but what if I am not approved for the loan? Do I get the deposit back? Not sure on this one.
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First car: 1999 MR Mitsibishi Lancer Coupe- Sold Second car: 2002 VX Berlina- Sadly ridden off Now: 2007 Ford Fiesta Zetec The missus 2003 Rav4 4 door Cruiser |
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22-01-2008, 12:44 AM
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Miami Pilot
 
Join Date: Jan 2005
Location: ACT
Posts: 21,703
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Quote:
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The Hammer: FG GTE | 376rwkw | 1/4 mile 11.793 @ 119.75mph 1.733 60' (4408lb) 1 of 60 FG MK1 335 GTEs (1 of 118 FG Mk 1 & 2 335 GTEs). Mods: Tune, HSD/ShockWorks, black GT335 19” staggered replicas with 245 & 275/35/19 Michelin Pilot sport 5s Daily: BF2 Fairmont Ghia I6 ZF, machine face GT335 19” staggered Replicas with 245s and 275s, Bilsteins & Kings FPV 335 build stats: <click here> Ford Performance Club ACT |
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22-01-2008, 12:57 AM
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BrwnBstd
Join Date: May 2006
Posts: 746
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Make sure you state in the contract to buy that the contract is subject to finance from a PARTICULAR LENDER (your lender - state the name on the document) so that the car yard cannot ask you get finance through one of their (highly reputable) lenders.
ALso, if they are throwing in anything (mud flaps, tint, new tyres, extra key).. ensure that is in writing on the contract. |
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22-01-2008, 12:38 PM
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carburettor
Join Date: Nov 2007
Location: your mums house
Posts: 260
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yea just write anything you need in the subject to approval section and you will be fine.
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22-01-2008, 02:19 PM
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FF.Com.Au Hardcore
Join Date: May 2005
Location: In my shed
Posts: 5,066
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And when you ask them to put your requests in writing, don't let them weasel their way out by saying that they will do this that etc. Be assertive if need be.
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loan and used car question..
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