Car Insurance FPV - Page 2

Whitey-AMG · 26-09-2008, 07:25 PM

Quote:

Originally Posted by MAGPIE

Jesus Christ I cant believe some of the prices I'm seeing in this thread. Are you sure these quotes are per annum and not per decade

:

Premiums will depend on type of vehicle , age of driver , driver history, suburb the car is kept , garaged or not , security system installed at premises , Klm's travelled , modifications if any , agreed value insured or market value , condition of vehicle , previous history with insusrer - no claim bonus etc ,

I reckon anything around the $1000.00 mark for a FPV for an agreed value of around 60K is pretty decent.........as long as all the abovementioned points are in the clear.

How much are you paying ????????

Boss 08 · 26-09-2008, 07:30 PM

My story is same as Donny, Shannons wanted $1600.00 for our 08 BFGT ended up with RAC for $1000, agreed value $60,000, $600 excess for my wife and I, and $1,200 excess for my children under 25

Frank

efI_Fairmont · 26-09-2008, 07:58 PM

Definately pays to shop around. Shannon's were a fair bit more expensive then a few other quotes I got, AAMI turned out to be the best deal I could get on my GT-P. Just make sure you get as many quotes as you can before you make a decision, as it seems from this thread there's so many different prices for different people, areas etc.

GT0132 · 26-09-2008, 10:16 PM

Quote:

Originally Posted by fpv84d

AAMI my premium is $1430.00 46y/o 70% no claim bonus BA FPV SUPER PERSUIT agreed value $46000.00 they also insure my subaru impressa and I have not had any problems but I dont bend my cars either. Found them easy to deal with not all companies will insure FPV they say parts are dear cause there a limited run. aami will also when my daughter gets her P'S allow her to attend a safe driver course at eastern creek at no charge cause she is driving the subi she is a bit miffed that she doesn't get any lessons in the falc.L plates dont belong on real cars neither do p's. Better put on the flame suit now.

we'll we're the same age, same agreed value, I guess you don't live in Sydney

FPV+fteT3 · 26-09-2008, 10:23 PM

Quote:

Originally Posted by ozmale42

we'll we're the same age, same agreed value, I guess you don't live in Sydney

Only an hour and a half north at newcastle but we get the country rate here for some reason, my car is driven fairly regularly so I can't get shannons low km insurance the excess for me is only $400.00 and I an the only listed driver females are $600 males are $1000 excess if not listed on policy.the car turns 3 in january and I probably could replace it with adecent BA for 46k.

**Silver Ghia** · 26-09-2008, 10:56 PM

Remember the big thing with Shannons is you choose your own repairer. I had a no fault claim with them a couple of years ago and was totally hassle free, didnt need to fill in, pay or sign anything, and they accepted the repairers quote with new parts and no haggles.
They won't insure your daily driver unless you show you are an enthusiast preferably with the appropriate car and belong to a car club. You also need to garage your cars. Another way is go to their stand at a car show. Well worth being with them, have been with them for many years now with my cars. I get discount for the three cars on the one policy.

Rodp · 26-09-2008, 11:34 PM

Quote:

Originally Posted by ESP

I reckon anything around the $1000.00 mark for a FPV for an agreed value of around 60K is pretty decent.........as long as all the abovementioned points are in the clear.

Obviously you don't live in Sydney.

$2600 rating 1 with discounts is the best I could find when I was considering an FPV. The Golf I ended up buying was 1/2 that price.

IDT · 26-09-2008, 11:37 PM

HBF - agreed value $60,000 cost $1000pa. Already had minimal medical with them for just over 6 months. Renewal came last week gone up to $1100.

Thats for a daily driver with no claim bonus

Redrum · 27-09-2008, 05:48 PM

I got an email from AAMI. I could not locate FPV as an option on their online quote system, so emailed them. They replied,

Please ensure that your car was not privately imported car, as AAMI is unable to offer insurance for imported cars.

I can see AAMI know a lot about cars.

Smoke Pursuit · 27-09-2008, 06:11 PM

You have to select FORD, then FPV...

Redrum · 27-09-2008, 11:06 PM

Quote:

Originally Posted by LSTerritoryGhia

You have to select FORD, then FPV...

Roger that.

AAMI quote $2184
Shannons $1400 approx

220XR8 · 27-09-2008, 11:14 PM

RACV for me, no hassles in over 30 years of membership, Shannons was $250.00 dearer when I chased up insurance on the AUIII XR8, plus all the question crap to qualify as an "enthusiast" , most people need their cars as a necessity.

RG · 27-09-2008, 11:23 PM

Shannons for me. To qualify as an enthusiast is easy, AFF run motorsport events therefore you qualify as an enthusiast. Easy.

EDIT: I should also add how I found them when making a claim. They were a bit prickish because of the way I obtained the driver of the other vehicles details, no where in the policy does it say by what means details must be obtained, but once all that was taken care of my excess was waived. Repairs were easy though although the assessor was a bit of a lazy bugger, but he signed off on everything so all was well. New genuine parts even though the damage was easily repairable.

GUTLES · 28-09-2008, 07:21 AM

I'm 27 & my XR8 is with QBE, which is $700 per year with everything on it insured. I used to always use CGU but they wouldn't insure it because it didn't have a stock exhaust??

Redrum · 28-09-2008, 03:10 PM

AAMI quote $2184 Market Value
Shannons $1598 Agreed Value
RACV $2211 Market Value
QBE $1873 Market Value
CGU $1490 Market Value

I think the lovely area I reside in has a major bearing on these figures.

**PepeLePew** · 28-09-2008, 04:26 PM

Quote:

Originally Posted by Redrum

AAMI quote $2184 Market Value
Shannons $1598 Agreed Value
RACV $2211 Market Value
QBE $1873 Market Value
CGU $1490 Market Value

I think the lovely area I reside in has a major bearing on these figures.

If you're even going to put non-stock fuzzy dice hanging off the mirror stick with Shannons over CGU.....

As Russell said above too....being a member on AFF or similar will pass with most Shannons operators as club membership....the real 'concept' is sifting the enthusiast from Joe Q. But subjective by operator ....

Jesk · 28-09-2008, 05:10 PM

yeah CGU doesnt like non stock cars, my festiva had 14in alloys when i bought it and they wouldnt insure me, and that was the only non stocker thing in it! though i will admit that i had a claim for having a previous car stolen

**Silver Ghia** · 28-09-2008, 05:54 PM

Quote:

Originally Posted by Russell

Shannons for me. To qualify as an enthusiast is easy, AFF run motorsport events therefore you qualify as an enthusiast. Easy.

EDIT: I should also add how I found them when making a claim. They were a bit prickish because of the way I obtained the driver of the other vehicles details, no where in the policy does it say by what means details must be obtained, but once all that was taken care of my excess was waived. Repairs were easy though although the assessor was a bit of a lazy bugger, but he signed off on everything so all was well. New genuine parts even though the damage was easily repairable.

Yeah, wasnt sure about the AFF, but this clears it up, thanks Russell.
In contrast, my Shannons assessor was very prompt with his call backs and arranging the inspection. I was impressed.

xr8svo · 28-09-2008, 07:10 PM

My brother aged 25 in Cairns has a 2005 XR8 ute. He was insured with NRMA for about $1200, is thinking of getting a capa supercharger for it so rang shannons to get a quote and they Quoted him $980 with the s\c and $920 without. So needless to say he changed his insurance to Shannons.

cowboy · 29-09-2008, 06:12 AM

Shannons seemto be really variable, they were the cheapest by a fair bit on my F6 even though I had a claim (no fault - hit 2 emus) in the last year.

balthazarr · 29-09-2008, 11:08 AM

Shannons want ~$1,400 for my GT-P, $800 excess - agreed value of $80k. That's for outer Eastern Melbourne.

The real deal breaker for me though, is they won't transfer my current lifetime Rating 1... I'd been driving my dad's car, so technically it was his insurance policy.

So, even though I was listed as the main driver (and the policy was calculated based on my risk), they want me to wait 3 years before I get lifetime NCB back.

:

Redrum · 29-09-2008, 11:48 AM

AAMI quote $2184 Market Value
Shannons $1598 Agreed Value
RACV $2211 Market Value
QBE $1873 Market Value
CGU $1490 Market Value
Rhino $1152 Market Value

GTP-814 · 29-09-2008, 01:29 PM

Quote:

Originally Posted by balthazarr

The best combination of cheapest - both in terms of premium and excees - and policy that I've been able to find are Ryno Insurance.

They are underwritten by Lloyd's, which is good, but I haven't ever dealt with them claim-wise, and haven't managed to find anyone that has. It would be good to find this out before I commit.

You may want to give them a call: www.rynoinsurance.com.au.

I have to agree. I've been them for 3 years now . Agreed value on 2004 GTP of $50K for around $900PA in Sydney

RG · 29-09-2008, 01:50 PM

Quote:

Originally Posted by Redrum

AAMI quote $2184 Market Value
Shannons $1598 Agreed Value
RACV $2211 Market Value
QBE $1873 Market Value
CGU $1490 Market Value
Rhino $1152 Market Value

Rhino (Or Ryno if they are the same) look interesting.

Redrum · 29-09-2008, 03:31 PM

Quote:

Originally Posted by Russell

Rhino (Or Ryno if they are the same) look interesting.

Yeah is Ryno, they also rang me up to see if I wanted to start and it is agreed value, not market value.

GT0132 · 24-10-2008, 09:33 PM

Quote:

Originally Posted by MAGPIE

Jesus Christ I cant believe some of the prices I'm seeing in this thread. Are you sure these quotes are per annum and not per decade

:

Well you'd think so mate.....One thing about owning a performance car in NZ is that, although petrol is around 25% above NSW, insurance is a helluva lot cheaper which evens out the overall ownership cost to some extent....My XA Coupe in NZ was $200 a year to insure by memory but that was back in 1983 when I was living there.

MAGPIE · 25-10-2008, 04:46 PM

Quote:

Originally Posted by ozmale42

Well you'd think so mate.....One thing about owning a performance car in NZ is that, although petrol is around 25% above NSW, insurance is a helluva lot cheaper which evens out the overall ownership cost to some extent....My XA Coupe in NZ was $200 a year to insure by memory but that was back in 1983 when I was living there.

Add to that, we don't have your ridiculous dealer delivery charges and by what I read on here cheaper rego also.