Shannons Insurance lies

MAD · 09-10-2012, 08:54 AM

I just went through getting a new quote for my car, and noticed an interesting detail in the fine print.
Doesn't the TV advert say "they'll even insure your daily drive"?

P6LTD351 · 09-10-2012, 08:56 AM

Call them. It's obviously a mistake.

phat_stak_tipa · 09-10-2012, 09:00 AM

And when they fix the mistake it will cost you more!

When the car is driven everyday and is your main transport risk goes up so does the price, so whatever you were quoted now wont be the same price when you change it.

The Yeti · 09-10-2012, 09:05 AM

Just call them it's an easy fix

SpoolMan · 09-10-2012, 09:17 AM

Thread closed pending, every company has the right to a phone call before being publicly ridiculed by what may be a simple error or misunderstanding.
Once the OP has made contact with the Company and seeks an answer for his question and has no joy then we will be happy to reopen the thread.

SpoolMan · 09-10-2012, 01:43 PM

This may help answer the question, received this via PM from another member.

Quote:

Originally Posted by member

I think MAD has not understood the Shannons add.
They will insure your "daily" driver as well as your classic. I have an XB insured as well as my AU wagon with them. They wont insure my wagon on its own.

He is trying to insure his car as a daily driver... hence why down the bottom its got... "not used as main form of transport".

SpoolMan · 09-10-2012, 10:57 PM

Mad made the call and sent me this via PM.
He requested it was posted.

Quote:

Originally Posted by MAD

OK, here's the low down.
They are 100% happy to insure a daily, even if it is your only car, as long as you're an enthusiast.

The guy couldn't exactly explain the note on the online quote other than to say it was to discourage non-enthusiasts. He also said they are currently undergoing a website update so that may change too.

The PDS says "For comprehensive cover, we insure all vehicles as your regular mode of transport; unless you ask us and we agree to insure your vehicle for one of the following limited vehicle usages:"

There's nothing in the PDS that contravenes this statement.

So in a nutshell it seems the statement at the start of the online quote that says "We can provide you with an online premium estimate if:"
"- Your car is not your main form of transport and you don't use it on a daily basis"
Simply means you need to call for an accurate quote if your car is your daily.

Cheers,
Paul.

PS. I probably should have put a question mark at the end of the thread topic.

I will also update when my policy arrives.