Welcome to the Australian Ford Forums forum.

You are currently viewing our boards as a guest which gives you limited access to view most discussions and inserts advertising. By joining our free community you will have access to post topics, communicate privately with other members, respond to polls, upload content and access many other special features without post based advertising banners. Registration is simple and absolutely free so please, join our community today!

If you have any problems with the registration process or your account login, please contact us.

Please Note: All new registrations go through a manual approval queue to keep spammers out. This is checked twice each day so there will be a delay before your registration is activated.

Go Back   Australian Ford Forums > General Topics > The Pub

The Pub For General Automotive Related Talk

Reply
 
Thread Tools Display Modes
Old 07-05-2011, 12:53 PM   #1
jonesyedxr6
Regular Member
 
jonesyedxr6's Avatar
 
Join Date: Apr 2009
Location: Toowoomba, QLD
Posts: 94
Default Who's at fault? - apartment block prang

Hey Guys,

My girlfriends had a little prang this morning driving into her apartment block and I honestly don't know what to tell her.

She was driving into her apartment block from the road when a car that was reversing out of his park hit the side of her car, the car that was reversing out is just on the inside of the apartment blocks outside brink wall, the driver of the commodore reversing out straight away blamed her for 'zooming' in too fast and being a 17 year old girl, she straight away burst out in tears and i believe let him drill it into her from what I've gathered from the phone.

With the accident being contained within the apartment building what does this mean for insurance? Who's fault and what should her next move be - apart from calling her dad and him coming down and offering his 2cents.

ANY guidance/solution at all is welcome.

Her's a sketch i've quickly thrown together (the bottom of the picture is the road, so she is the car that is pointing upwards); sketch is drawn with cars at point of collision



Thanks.

jonesyedxr6 is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 12:58 PM   #2
Yellow_Festiva
Where to next??
 
Yellow_Festiva's Avatar
 
Join Date: Oct 2006
Location: Sydney
Posts: 8,893
Default Re: Who's at fault? - apartment block prang

I would say the reversing car from info you have given.

Tell your GF to not say anything further to the other party (assuming he also lives there?) as she may give him something to use against her.

Call Insurance...
Yellow_Festiva is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 01:03 PM   #3
redxm
64 Deluxe 4 door
Donating Member3
 
redxm's Avatar
 
Join Date: Jun 2007
Location: Raxacoricofallapatorius
Posts: 10,448
Default Re: Who's at fault? - apartment block prang

Insurance is covered by whatever company the at fault driver uses
Reversing vehicle is at fault
Same road rules apply in the car park as outside. It is called a 'road related area'
__________________
XM Deluxe
FG XR50
BA Pursuit Ute
redxm is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 01:06 PM   #4
kenz
BOSS Pilot
 
kenz's Avatar
 
Join Date: Sep 2005
Location: on the loud pedal! Brisbane
Posts: 6,020
Default Re: Who's at fault? - apartment block prang

I'd say hes to blame if he reversed into the side of her. If she had driven into him then it would be her fault.
If that was my carpark though I'd be reversing into it so I can see what's coming when I want to leave but thats just me, I like to do things the easy way
__________________
Black BAII XR8 Ute

Blue SY Territory Ghia


Quote:
Originally Posted by CAT600
No matter how good the F6 is (and it is damn good), its missing two cylinders.
kenz is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 01:07 PM   #5
TURBOTAXI
Turbo Falcon Fiend
 
TURBOTAXI's Avatar
 
Join Date: May 2005
Location: Far West NSW
Posts: 3,213
Default Re: Who's at fault? - apartment block prang

I think an area accessible from the road (even private property) the same rules as the road apply. Reversing driver should have given way.
__________________
Just a few.
TURBOTAXI is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 01:09 PM   #6
Jim Goose
FF.Com.Au Hardcore
 
Join Date: Feb 2010
Location: Sun City, North Australis
Posts: 4,274
Default Re: Who's at fault? - apartment block prang

Well logically the reversing car is at fault... but the road rules probably wont apply there being private property.

It will be up to the insurance companies to sort it out, but it wont hurt to seek advice from the boys in blue just to be sure.
__________________
You've seen it, you've heard it and your still asking questions??

Don't write off the Goose until you see the box going into the hole....
Jim Goose is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 01:11 PM   #7
Jim Goose
FF.Com.Au Hardcore
 
Join Date: Feb 2010
Location: Sun City, North Australis
Posts: 4,274
Default Re: Who's at fault? - apartment block prang

A road related are will only apply to a car park that is open to the invited public, ie like a pub, shopping center etc.... it wont apply to a private car park belonging to a building which isnt "open" to the public such as a residence...
Otherwise your driveway at home is considered a road related area, which it isnt.
__________________
You've seen it, you've heard it and your still asking questions??

Don't write off the Goose until you see the box going into the hole....
Jim Goose is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 01:25 PM   #8
rancidpunx
FPV GTR
 
rancidpunx's Avatar
 
Join Date: Aug 2009
Location: South Island High Country
Posts: 2,355
Technical Contributor: For members who share their technical expertise. - Issue reason: For technical contribution to all things car-care related. And helping/advising forum members with the best possible information. 
Default Re: Who's at fault? - apartment block prang

The reversing car is at faulty, he would have been able to see your girlfriend coming or at least the gate opening. However in some ways so is your GF as the situation could have been avoided. She should have been watching her surroundings and would have clearly seen the car with reverse lights coming as she is swinging into the car park. Something like a reversing car in all situations is worth a dab of brakes just to be sure he is watching. Being a commodore, if its an old style chances are his lights arnt working or extremely faded and worth a look as that will immediately award your GF an insurance win.
__________________
- FPV GT RSpec -
- Chill SZ Territory Titanium -
The Family Bus
- Veridian Green PJ Ranger XLT -
The Work Truck

rancidpunx is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 01:28 PM   #9
XR Martin
FF.Com.Au Hardcore
 
XR Martin's Avatar
 
Join Date: Dec 2004
Location: Canberra Region
Posts: 9,058
Default Re: Who's at fault? - apartment block prang

Just explain everything in detail to her insurance company, and let them sort it out. Thats what we pay them for. They'll work out who's at fault.
An insurance holder is actually not allowed to admit fault.
__________________
2016 FGX XR8 Sprint, 6speed manual, Kinetic Blue #170

2004 BA wagon RTV project.

1998 EL XR8, Auto, Hot Chilli Red

1993 ED XR6, 5speed, Polynesian Green. 1 of 329. Retired

1968 XT Falcon 500 wagon, 3 on the tree, 3.6L. Patina project.
XR Martin is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 01:38 PM   #10
FPV+fteT3
Performance Inc.
 
FPV+fteT3's Avatar
 
Join Date: Aug 2008
Location: In a cave
Posts: 2,554
Default Re: Who's at fault? - apartment block prang

its a no brainer the reversing car is in the wrong.
__________________
In The Garage...

FPV Super Pursuit Build no 0080/91
Lotus Exige S/C S240

Kart Hasse Chassis 100J Power

Quote:
Originally Posted by flappist
Rental cars, the equipment of choice to get to destinations where 4WDs fear to drive......
FPV+fteT3 is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 01:46 PM   #11
WMD351
Size it up
 
WMD351's Avatar
 
Join Date: Jul 2010
Location: big blue ball of mostly water
Posts: 591
Default Re: Who's at fault? - apartment block prang

I'd say it's his fault, but just hand it over to insurance and let them sort it out. They'll come to some sort of agreement between themselves like 60/40, 70/30 or some such thing but you don't have to worry about that.
Regardless of which one of them was going however fast, the only thing that can be proven is he hit her. Tell her to admit to nothing, if she already did it was only because she was in shock.
Hopefully he's got insurance.
WMD351 is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 01:49 PM   #12
jonesyedxr6
Regular Member
 
jonesyedxr6's Avatar
 
Join Date: Apr 2009
Location: Toowoomba, QLD
Posts: 94
Default Re: Who's at fault? - apartment block prang

Thankyou for your quick replies,

The first thing I told her was to stay in her apartment, which she has done so. Her parents have made the claim.

Thankyou all and case closed!
jonesyedxr6 is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 03:59 PM   #13
buggo
[BU66OS]
 
buggo's Avatar
 
Join Date: Jun 2009
Location: Central Coast NSW
Posts: 1,719
Default Re: Who's at fault? - apartment block prang

The guy reversing should have been looking to see what behind him. If she 'zoomed in' as he claims, she would have hit His side, not the other way around. If he was going a normal reversing speed, and he's hit her doors, he is at fault, no question.
If I were you, after it's all settled, give him back some of the 'drilling' he dished out uncalled for, I hate old blokes that think their always right,let him know what you think.
__________________
FG XR6 Turbo Nitro

BA XR8 Manual
buggo is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 04:05 PM   #14
Dr Smith
FF.Com.Au Hardcore
 
Join Date: Aug 2005
Location: Melb.
Posts: 4,483
Default Re: Who's at fault? - apartment block prang

If you provide the same diagram to your GF's insurance company and keep the description of the incident as brief and clear as possible then the "at fault driver" should be the reversing car as it as reversed into a "carriageway" and although not a road it is a driveway and due care to avoid any collision will be primarily the onus of the driver entering the driveway from a parking spot. I'm sure that the approximate speed of your GF's car at point of collision wasn't over 15km/hr or above any speed signage hanging on the property.. if you get my drift.

Last edited by Dr Smith; 07-05-2011 at 04:10 PM.
Dr Smith is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 04:47 PM   #15
XRATE-UTERUS
Banned
 
XRATE-UTERUS's Avatar
 
Join Date: Aug 2010
Posts: 381
Default Re: Who's at fault? - apartment block prang

because she was driving into the premises and he was allready in there doing his thing (reversing out) id say it was her fault for not giving way.

but if she was in driving along it would be the other persons fault, they say as soon as you reverse it is that persons fault on most cases.

JMHO
XRATE-UTERUS is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 04:53 PM   #16
XRATE-UTERUS
Banned
 
XRATE-UTERUS's Avatar
 
Join Date: Aug 2010
Posts: 381
Default Re: Who's at fault? - apartment block prang

Quote:
Originally Posted by jonesyedxr6
Thankyou for your quick replies,

The first thing I told her was to stay in her apartment, which she has done so. Her parents have made the claim.

Thankyou all and case closed!
so who won?
XRATE-UTERUS is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 05:43 PM   #17
Jim Goose
FF.Com.Au Hardcore
 
Join Date: Feb 2010
Location: Sun City, North Australis
Posts: 4,274
Default Re: Who's at fault? - apartment block prang

One thing to find out if there are any sercurity cameras covering the entrance?
If its an apartment complex there usually is.
__________________
You've seen it, you've heard it and your still asking questions??

Don't write off the Goose until you see the box going into the hole....
Jim Goose is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 06:36 PM   #18
Riksta
Captain Malcolm Reynolds
 
Riksta's Avatar
 
Join Date: Mar 2007
Location: Adelaide
Posts: 3,830
Default Re: Who's at fault? - apartment block prang

I was in a carpark accident where I was reversing out, and was practically out of my carpark, when somebody on the other side reversed into me (while I was still moving) - her back corner onto my back door.

Insurance deemed it "each bear own" - I had to pay my excess to get my car fixed, she had to do the same, even though everyone could see it was her who reversed into me.
__________________
Currently: 2014 Mazda6 GT (Daily) and 1999 Mazda MX5 (Fun Car)
Previously: 2001 Ford Escape XLT; 2010 MC Mondeo; 1984 FD LTD; 2001 AU2 Falcon Forte; 2005 LS Focus Zetec; 1988 RE Colt; 1982 RB Colt; 1974 KE20 Corolla
Quote:
Originally Posted by Nikked
Riksta likes VN's so much, he has the ashes of a VN in a jar on the mantle piece, a vile of VN engine oil hanging from his neck and a BT1 build plate locked up in a safe, buried under 6ft of concrete.
Quote:
Originally Posted by Day-mow
pretty much what has happened here is i trolled you. and it was fun.
Riksta is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 06:39 PM   #19
shedcoupe
FF.Com.Au Hardcore
 
Join Date: Jun 2010
Posts: 589
Default Re: Who's at fault? - apartment block prang

Quote:
Originally Posted by jonesyedxr6
.... she straight away burst out in tears and i believe let him drill it into her.....

What is the world coming to ???
She deployed a woman's nuclear weapon (formerly guaranteed to make it all the man's fault) and he still kept ranting ?
Have we bred a race of bulletproof super-men ? Very strange, this brave new world.


Last edited by shedcoupe; 07-05-2011 at 06:46 PM.
shedcoupe is offline   Reply With Quote Multi-Quote with this Post
Old 07-05-2011, 06:59 PM   #20
Yaw
Ford Fanatic
 
Yaw's Avatar
 
Join Date: Feb 2005
Location: Brisbane
Posts: 1,480
Default Re: Who's at fault? - apartment block prang

The reversing car is 100% at fault.
The relevant legislation is this:
296 Driving a vehicle in reverse
(1) The driver of a vehicle must not reverse the vehicle unless the
driver can do so safely.
Maximum penalty—20 penalty units.
(2) The driver of a vehicle must not reverse the vehicle further
than is reasonable in the circumstances.
Maximum penalty—20 penalty units.
Source: http://www.legislation.qld.gov.au/LE...ntOpRURR09.pdf

As the reversing party had an accident it is clear it was unsafe to be reversing.
__________________
Everyone is entitled to my Opinion
2007 Territory TX SY RWD Ego
Yaw is offline   Reply With Quote Multi-Quote with this Post
Old 08-05-2011, 01:19 PM   #21
Jim Goose
FF.Com.Au Hardcore
 
Join Date: Feb 2010
Location: Sun City, North Australis
Posts: 4,274
Default Re: Who's at fault? - apartment block prang

Its private land... so the traffic law doesnt apply
__________________
You've seen it, you've heard it and your still asking questions??

Don't write off the Goose until you see the box going into the hole....
Jim Goose is offline   Reply With Quote Multi-Quote with this Post
Old 08-05-2011, 01:25 PM   #22
gtxb67
moderator ford coupe club
 
gtxb67's Avatar
 
Join Date: Jun 2007
Posts: 6,640
Default Re: Who's at fault? - apartment block prang

Quote:
Originally Posted by Yaw
The reversing car is 100% at fault.
i would have thought that to be the case if the original diagram is correct. even on private property, you are still governed by some rules - dangerous driving, alcohol etc. so i assume you would still have to obey the first road rule. you must drive in a way to avoid an accident. if the car was already in the driveway (and it must have been to be hit square in the side), then the reversing driver had to wait


Quote:
Originally Posted by Jim Goose
Its private land... so the traffic law doesnt apply
you would still have to follow some rules, wouldn't you. certainly it is more grey on private property, but i would think you cannot just reverse into someone that is there (assuming the first diagram is correct). otherwise, insurance companies would not cover you, would they, because it cannot be open slather
gtxb67 is offline   Reply With Quote Multi-Quote with this Post
Old 08-05-2011, 01:26 PM   #23
GUTLES
Adam.
 
GUTLES's Avatar
 
Join Date: Oct 2005
Location: Garfield, Victoria
Posts: 2,652
Default Re: Who's at fault? - apartment block prang

Quote:
Originally Posted by Riksta
I was in a carpark accident where I was reversing out, and was practically out of my carpark, when somebody on the other side reversed into me (while I was still moving) - her back corner onto my back door.

Insurance deemed it "each bear own" - I had to pay my excess to get my car fixed, she had to do the same, even though everyone could see it was her who reversed into me.
That's how I thought it worked too. I was in my work ute in a tight Carpark last week & as I was reversing out a lady was driving out behind me & I tapped her, my work's insurance company said you pay for your own damage.

I was lucky my work ute has a tray on it so no damage to mine, but a small crease in her bonnet. If she had of been a bit nicer to me rather then abusing me for parking my car before talking to her & telling me its all my fault I might of offered her some $$$ towards her excess or repairing it.
__________________
2004 BA XR8, Winter White, Manual, 20's, Bluepower Custom Tune, Difilippo Extractors, etc - 241.4rwkw

2007 BF Mk2 Winter White E-Gas Wagon, 6 Seater.

2002 AU3 XR6, Liquid Silver, Manual, Sunroof, LPG, Rebel Kit, BA GTP's, Momo Steering Wheel & Gear Knob.
GUTLES is offline   Reply With Quote Multi-Quote with this Post
Old 08-05-2011, 01:29 PM   #24
gtxb67
moderator ford coupe club
 
gtxb67's Avatar
 
Join Date: Jun 2007
Posts: 6,640
Default Re: Who's at fault? - apartment block prang

Quote:
Originally Posted by GUTLES
That's how I thought it worked too. I was in my work ute in a tight Carpark last week & as I was reversing out a lady was driving out behind me & I tapped her, my work's insurance company said you pay for your own damage.
when both are reversing i believe both take blame. however if one is driving forward it is different. that is why i reverse into parking spots as often as i can
gtxb67 is offline   Reply With Quote Multi-Quote with this Post
Old 08-05-2011, 01:48 PM   #25
xisled
FF.Com.Au Hardcore
 
Join Date: May 2010
Posts: 3,338
Default Re: Who's at fault? - apartment block prang

I see some really bad advice in this post. People need to learn road rules.

The person has reversed out of a car park and hit a car. Reversing party at fault. Nothing more nothing less. Does not matter if she was entering the car park or been driving down the car park aisle for 20 minutes. A car that is reversing must give way to all cars behind them. If 2 party's hit while reversing 50 50 fault.

Road rules apply to any car parks, being private or public, this also includes driveways.

No point contacting police, they only interested if someone drove off or got hurt.
xisled is offline   Reply With Quote Multi-Quote with this Post
Old 08-05-2011, 01:50 PM   #26
xisled
FF.Com.Au Hardcore
 
Join Date: May 2010
Posts: 3,338
Default Re: Who's at fault? - apartment block prang

deleted.

Last edited by xisled; 08-05-2011 at 01:59 PM.
xisled is offline   Reply With Quote Multi-Quote with this Post
Old 08-05-2011, 01:51 PM   #27
Jim Goose
FF.Com.Au Hardcore
 
Join Date: Feb 2010
Location: Sun City, North Australis
Posts: 4,274
Default Re: Who's at fault? - apartment block prang

Quote:
Originally Posted by gtxb67
i would have thought that to be the case if the original diagram is correct. even on private property, you are still governed by some rules - dangerous driving, alcohol etc. so i assume you would still have to obey the first road rule. you must drive in a way to avoid an accident. if the car was already in the driveway (and it must have been to be hit square in the side), then the reversing driver had to wait



you would still have to follow some rules, wouldn't you. certainly it is more grey on private property, but i would think you cannot just reverse into someone that is there (assuming the first diagram is correct). otherwise, insurance companies would not cover you, would they, because it cannot be open slather
Private property which isnt part of a road related area have no rules.
The Road Traffic Act only covers Roads and Road related areas (footpath, median strip, verge etc). Some "private" areas are covered, such as a public carpark, parks etc fall under the umbrella.

A private carpark doesnt in an apartment complex wont be covered as its not an "open" invitation to the public to enter the carpark, unlike a carpark at woolies for instance..

Otherwise you wouldnt be able to drive an unregistered car on your land...
or drive an illegally modified car on your land ....
__________________
You've seen it, you've heard it and your still asking questions??

Don't write off the Goose until you see the box going into the hole....
Jim Goose is offline   Reply With Quote Multi-Quote with this Post
Old 08-05-2011, 03:00 PM   #28
GT-E
 
GT-E's Avatar
 
Join Date: Dec 2004
Location: Sidonee
Posts: 1,062
Default Re: Who's at fault? - apartment block prang

Jim you are wrong
Any area for vehicles is governed by the road rules.
The common area in an appartment block applies to this.
The only area exempt is a fenced private property with the gates shut.
__________________
Fordless.....
GT-E is offline   Reply With Quote Multi-Quote with this Post
Old 08-05-2011, 03:16 PM   #29
The Monty
Just slidin'
 
The Monty's Avatar
 
Join Date: Sep 2005
Location: Brisvegas
Posts: 7,791
Default Re: Who's at fault? - apartment block prang

13 What is a road-related area
(1) A road-related area is any of the following—
(a) an area that divides a road;
(b) a footpath or nature strip adjacent to a road;
(c) an area that is not a road and that is open to the public
and designated for use by cyclists or animals;
(d) an area that is not a road and that is open to, or used by,
the public for parking vehicles


See s13(1d) states that ANY area that is not a road, used by the public to park.
This means that the carpark, being used by public to park there car, is a road related area.
s296(1) and (2) state that the person who reversed is at fault and why.
__________________
MD Mondeo - For the family
NP Pajero - For the adventure

Last edited by The Monty; 08-05-2011 at 03:23 PM.
The Monty is offline   Reply With Quote Multi-Quote with this Post
Old 08-05-2011, 03:52 PM   #30
Jim Goose
FF.Com.Au Hardcore
 
Join Date: Feb 2010
Location: Sun City, North Australis
Posts: 4,274
Default Re: Who's at fault? - apartment block prang

Here we go again.... a PRIVATE carpark is not a road related area.
A carpark in an apartment complex is PRIVATE.

By your logic this means the council can enter a PRIVATE carpark and remove an unregistered vehicle.
Going further by what you say it also means i cant drive an unregistered car in a private carpark.
Or better still I cant drive an unregistered car up and down my driveway.

Re read what I said... a PUBLIC carpark where the general public is openly invited such as a carpark at a pub or shopping center is different to an apartment complex carpark.

Quote:
(d) an area that is not a road and that is open to, or used by,
the public for parking vehicles
Read that quote carefully.... the word PUBLIC is the key word.
A carpark in an apartment complex is NOT open to the general public.
__________________
You've seen it, you've heard it and your still asking questions??

Don't write off the Goose until you see the box going into the hole....
Jim Goose is offline   Reply With Quote Multi-Quote with this Post
Reply


Forum Jump


All times are GMT +11. The time now is 09:21 AM.


Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
Other than what is legally copyrighted by the respective owners, this site is copyright www.fordforums.com.au
Positive SSL